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Payments & GST

UPI, cards and cash on delivery, and the GST basics every small online seller in India should know.

Payments & GST guides

12 guides

Gift cards and GST: how to sell gift cards the right way

Selling gift cards on your online store: why GST is charged when the card is spent rather than on the card itself, expiry, store credit and gifting ideas.

16 September 2026 · 6 min read

Payments & GST

Reconciling cash on delivery payments: track every rupee

Cash on delivery money arrives late and in batches. How to reconcile COD remittances against your orders, spot missing payments and keep your books clean.

5 August 2026 · 6 min read

Payments & GST

GST for small online sellers: the basics explained

A plain introduction to GST for small Indian online sellers: registration, HSN codes, CGST, SGST and IGST, invoices, returns and when to ask a CA.

27 July 2026 · 7 min read

Payments & GST

Refunds and credit notes for online orders: getting it right

Refunds and credit notes in GST for online stores in India: refunds to UPI or card, COD refunds, store credit and keeping your records straight.

27 July 2026 · 6 min read

Payments & GST

Offering EMI and pay later at checkout: is it worth it?

Should your store offer an EMI option or pay later at checkout? Who uses it, which products it suits, costs to check with your gateway and how to show it.

23 July 2026 · 6 min read

Payments & GST

Profit per order: the true margin after GST, shipping and fees

How to calculate profit per order: product cost, GST, payment fees, shipping, packing, returns and discounts, with a worked example and a free calculator.

22 July 2026 · 6 min read

Payments & GST

Failed and pending UPI payments: what to tell your customers

Why UPI payments fail or stay pending, what happens to the money, how long reversals take, and what to tell worried customers so you do not lose the order.

21 July 2026 · 6 min read

Payments & GST

Setting up Razorpay for your store: KYC, settlement and fees

A plain guide to setting up Razorpay for a small online store: KYC documents, activation, settlements to your bank, fees to expect and common hold-ups.

20 July 2026 · 6 min read

Payments & GST

UPI, cards or cash on delivery: which payments to offer

Which payment methods your Indian online store should offer, how UPI, cards and COD compare, and practical ways to cut cash-on-delivery returns.

16 July 2026 · 6 min read

Payments & GST

GST-inclusive or exclusive pricing: which should your store show?

GST-inclusive or exclusive prices on your online store? What Indian shoppers expect, MRP rules, B2B buyers and how your invoices show GST either way.

15 July 2026 · 6 min read

Payments & GST

GST for selling on your own website vs marketplaces

Do you need GST to sell on your own website? How GST rules differ on your own store versus marketplaces, TCS, inter-state sales and when you must register.

25 June 2026 · 6 min read

Payments & GST

HSN codes and GST rates: a practical guide for small sellers

What HSN codes are, how to find the right HSN code and GST rate for your products, how many digits you need, and how they appear on your GST invoices.

23 June 2026 · 6 min read

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